Banks are required to lend in low- and moderate-income communities only if they have a branch in the area that takes deposits.
Aaron Glantz
Senior Reporter
State attorneys general probe lending disparities
As the Trump administration withdraws from enforcing consumer protection and fair lending law, state attorneys general are stepping into the breach.
Congress grills new Federal Reserve chairman on redlining
Members of the U.S. House Financial Services Committee ask Jerome H. Powell how he plans to address disparities in lending between whites and others.
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3 investigations opened after Reveal uncovers redlining in Philly
The treasurer and attorney general said they would probe possible discrimination in mortgage lending. The Philadelphia City Council plans hearings.
Politicians express outrage about lending disparities
At the national and state levels, they vow to ensure people of color get equal access to home loans and the public gets access to lending information.
The red line: Racial disparities in lending
In dozens of cities across the country, lenders are more likely to deny loans to applicants of color than white ones.
Gentrification became low-income lending law’s unintended consequence
A 1977 law, designed to correct redlining, didn’t anticipate a day when historically black neighborhoods would be sought by young white homebuyers.
How we identified lending disparities in federal mortgage data
Reveal analyzed publicly available data released through the Home Mortgage Disclosure Act, combing through 31 million records for 2015 and 2016.
8 lenders that aren’t serving people of color for home loans
Among the 6,600 U.S. lenders, some stood out for particularly extreme practices.
For people of color, banks are shutting the door to homeownership
Reveal’s analysis of mortgage data found evidence of modern-day redlining in 61 metro areas across the country.