Kept Out
The red line: Racial disparities in lending
In dozens of cities across the country, lenders are more likely to deny loans to applicants of color than white ones.
Staff
Biography
Emmanuel Martinez is a data reporter for Reveal. A graduate of UC Irvine, Martinez received his master’s degree from the University of Southern California, where he studied radio and data journalism. Prior to joining Reveal, he interned for KPCC, the Los Angeles NPR affiliate, where he helped reporters acquire, clean and analyze data. Martinez is based in Reveal’s Emeryville, California, office.
Articles
Kept Out
Gentrification became low-income lending law’s unintended consequence
A 1977 law, designed to correct redlining, didn’t anticipate a day when historically black neighborhoods would be sought by young white homebuyers.
Kept Out
How we identified lending disparities in federal mortgage data
Reveal analyzed publicly available data released through the Home Mortgage Disclosure Act, combing through 31 million records for 2015 and 2016.
Kept Out
8 lenders that aren’t serving people of color for home loans
Among the 6,600 U.S. lenders, some stood out for particularly extreme practices.
Kept Out
For people of color, banks are shutting the door to homeownership
Reveal’s analysis of mortgage data found evidence of modern-day redlining in 61 metro areas across the country.
Accountability
Nonprofits seeking public information at record rates
New report finds that advocacy groups have filed a record number of FOIA lawsuits.
Accountability
FOIA lawsuits hit 25-year high
The number of lawsuits filed against the federal government over access to records is at an all-time high, according to a report.
Left for Dead
Program to identify dead and missing across US put on hold
The largest lab that tests DNA for missing people and unidentified dead no longer will accept DNA samples from law enforcement agencies and crime laboratories across the country because of a nearly $1 million cut to its funding.
Immigration
The deadliest route to the American dream
As the Trump administration moves forward with the president’s promised U.S.-Mexico border wall, questions persist about the effectiveness of immigration enforcement that has forced migrants into increasingly deadly terrain.
Transgender murder leads to first federal hate crime prosecution
Joshua Brandon Vallum admitted in federal court to killing Mercedes Williamson because she was a transgender woman.